Predictive Credit Scoring Model Development for Emerging Markets

Closed
Yannick Lefang
Founder
(1)
3
Project
Academic experience
150 hours of work total
Learner
Anywhere
Advanced level

Project scope

Categories
Data analysis Communications Financial modeling Financial services Data science
Skills
literature reviews presentations writing customer insights credit risk modeling market trend research papers financial modeling research data analysis
Details

The objective of this project is to author a research paper that explores the integration of survey-based consumer insights into credit scoring models to better predict purchase behavior in emerging markets where traditional credit data is limited. Using Kasi Insight's proprietary survey data, the paper will examine the relationship between self-reported financial attitudes, spending intentions, and observed credit behavior. The study aims to propose a novel framework for incorporating non-traditional data sources into credit risk models to improve predictive accuracy, enhance financial inclusion, and illustrate practical applications through African market case studies.

Deliverables

Research and Data Analysis:

  • Analyze Kasi Insight's proprietary survey data to explore relationships between financial attitudes, spending intentions, and credit behavior.
  • Conduct literature reviews on non-traditional credit scoring models and emerging market trends in financial inclusion.

Financial Model Development:

  • Design and validate a framework that integrates survey data into credit scoring models to enhance predictive accuracy.
  • Test the model using case studies from African markets to ensure its applicability and relevance.

Paper Writing and Presentation:

  • Draft the research paper, ensuring a clear and cohesive narrative from the abstract to the case studies and conclusion.
  • Create a summary presentation to communicate findings and practical implications effectively.
Mentorship
Domain expertise and knowledge

Providing specialized, in-depth knowledge and general industry insights for a comprehensive understanding.

Skills, knowledge and expertise

Sharing knowledge in specific technical skills, techniques, methodologies required for the project.

Hands-on support

Direct involvement in project tasks, offering guidance, and demonstrating techniques.

Tools and/or resources

Providing access to necessary tools, software, and resources required for project completion.

Regular meetings

Scheduled check-ins to discuss progress, address challenges, and provide feedback.

About the company

Company
Canada
2 - 10 employees
Technology, Banking & finance

Kasi Insight exists to empower decision makers with context, insights and foresight needed to win in Africa. We provide real time, aggregated and trended primary data on and across Africa at a speed and ease not matched by traditional market research.
We are an authentic African success story born, funded, led and supported by Africans. We want our story to inspire our clients that they can achieve the impossible.
Mission: We empower decision makers with context, insights and foresight needed to win in Africa.
Vision: To unlock the Africa where you can win and inspire with confidence.

We navigate African Insights for you. We fuse exclusive real-time data with applied AI to decode African opinions, actions, and the future. With our cutting-edge platform, we tap into 609 million African voices, conducting 12,000+ monthly interviews across 20+ major economies, crafting tailored projects spanning every corner of the continent.