Future of the Canadian Credit Union System

In 2012, Deloitte published a paper titled " 21st Century Co-operative: Rewrite the Rules of Collaboration " which provocatively stated that credit unions with less than $5 billion in assets were unlikely to survive the transformational changes in the financial services sector. In this project, we would like students to explore the notion of "size to survive," examining international examples of success in small financial and non-financial organizations. The research should include: Strategies and methods small organizations have applied to compete with large organizations; A critical reflection of the Deloitte paper, considering why a diverse credit union system might be beneficial to consumers; Consideration of different collaboration models (i.e. federation, integration, back office collaboration). The goal of the project is for students to submit a critical analysis between 2500 - 3000 words.